Option 2: Short Sale

Short Sale Option

Short sale offers you the opportunity to sell your home and to eliminate, or reduce, your existing mortgage obligation. You will find a summary of the short sale option outlined below.

For additional option information you can request, for free and without obligation, a copy of the 'Short Sale Essentials' E-book delivered to you instantly by way of email. It will provide additional details for the short sale option. The E-Book request form is located at this bottom of this page.

What Is A Short Sale?

• It is the sale of a home for less than the amount outstanding, currently remaining, on your mortgage.
• A short sale is also called a pre-foreclosure sale.

Your mortgage company must agree to a short sale. If it does you can sell your home and pay off all, or a portion, of your outstanding balance with the sale proceeds.

Here are your benefits!

• You can eliminate, or reduce, outstanding mortgage debt.
• You will repair your credit sooner as compared to a foreclosure.
• You may be able to qualify for another mortgage sooner, around 2 years, as compared to 7 if you went through the foreclosure process. (Fannie Mae as an example)
• You may qualify for relocation assistance. (http://www.makinghomeaffordable.gov)

Qualifications

You may qualify for a short sale if...

• You are ineligible to modify or refinance your existing mortgage.
• You are behind on your mortgage payments.
• You owe more than your home is currently worth.
• You are experiencing hardship due to your present circumstances.
• You have tried to sell your home for more than your current mortgage but have been unsuccessful.

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Disclaimer: The company and agent are not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.